There is a difference. At any time, you can make an appointment to come in and Pre-Plan your funeral. We keep your wishes on file so that when the need arises, your family can use the information to plan a personal, meaningful funeral. Pre Planning is free. However, it does not guard against inflation. One might ask, "Why would I want to do that?" The answer is simple: You care about the people you are leaving behind. If you have ever had to make funeral arrangements for someone else, you know how complicated the decisions are that you are expected to make.